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    • Metamorphosis >
      • Resources >
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          • Hourly Paycheck
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Merchant Services



Mechant

Helping your business get paid!

Our partnered payment services are used daily by merchants, businesses and governments in all 50 states nationwide. We provide payment solutions, platforms and partner integrations, serving a variety of industries and markets. 

We offer the best value package of rates, service, terms, solutions and incentives in the payments industry.

Platform Features:

Merchant Services
A Feature-Rich, Secure and Affordable Billing Platform:

  • Credit & Debit Card Processing 
    Qualify for the best Interchange rates for both your consumer and commercial card payments with Level 3 capability.  And be alerted when cards about to expire.
  • eCheck and ACH Services 
    Lower you overall payment processing costs by steering clients to lower cost ACH transactions.
  • Consolidate Card and ACH payment methods into a single system
    Card and ACH payments managed by single solution.  Easily switch customer profiles between payment option. 
  • Recurring billing
    Automate billing for repeat customers for both card or ACH payments.
  • Electronic invoice presentment & payment
    Email invoices with a secure payment button and receive payment on-line.
  • Software integration 
    API payment system integration into your operating software.

| Want your billing synced with Quickbook or other account solutions like Xero and more?
Learn How?
Credit Card Flow

Industries:

How credit cards work?

  • Restaurants & QSRs
  • Retail & Service Merchants
  • Churches and Non Profit Donations & Giving
  • Government Payments
  • Real Estate & Escrow
  • Business-to-Business (B2B)
  • eCommerce
  • Professionals & Doctors
  • Schools
  • Supermarkets
  • Lodging

Rates:

Having consulted with thousands of merchants, the question we are most frequently asked is "What's your rate?" Ever wonder how this question became the starting point for all negotiations?
Obviously, rate is an important component, but what we have found is that merchants have actually been taught to ask this question by sales reps. Inexperienced and untrained sales reps rarely do more than sell on rate, using rate as the chief motivating factor to get merchants to sign contracts.
If you ask for rates, savvy marketers will only be too happy to entice you with below-market gimmick rates designed to lure your business into a contractual obligation. These contracts may be long-term terminal leases or multi-year processing agreements with stiff early-termination fees.
Having more knowledge about what determines your discount rates and the fees that impact your bottom line cost will help you make an informed decision when selecting a credit card processing provider. Understanding the importance of price structure and having a company that can help you manage Interchange qualification are very important.
Signs that you are paying too much for Merchant Services
Learn more

Billing:

Monthly (not daily) discount
Interchange returned on cardholder credits

Equipment:

•   Reprogram your existing compatible terminal or POS system
•   Purchase over 3 payments a Dial / IP / Wireless / Contactless terminal system(s)
•   Activate a virtual terminal / payment gateway (consumer or B2B)
•   Use Touch Tone Capture service and manual imprinter
•   Check out the latest payment technology innovations
•   Read more about PCI compliance

For more information about our Payment Services call us at 
210.889.3051 or contact us today.
GET STARTED
* Images courtesy of Hin255 at FreeDigitalPhotos.net
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